Credit Goals

How getting your credit repaired and having good a credit score benefits you

If you have bad credit or don’t have the credit score you really want then this article is for you.¬† Repairing your bad credit and improving your credit score is a smart move especially if you really care about yourself and your future.¬† Some of the many positive benefits to having a good credit score... Read More »

5 Reasons to save for a bigger down payment

If you are reading this article you could be excited about purchasing a home especially if you are a first time home buyer. You also probably already know its take time and hard work to save up for a large down payment. Working hard and saving up for a larger down payment has several positive... Read More »

Top 10 causes of debt

The top ten causes of debt are: Reduced income with same or higher expenses Divorce Poor money management skills Underemployment / not earning enough money Gambling / addictions Medical expenses Saving too little or not at all No money communication skills / has a history of leading¬† to #2 Banking on a windfall / spending... Read More »

How to get a perfect credit score?

Is it really possible to have a perfect credit score? YES and there are approximately 1 million Americans that have earned a perfect credit score. If you want to be a part of that elite group you better pay attention to the articles in this credit blog. Most people’s credit scores rank in the 700... Read More »