Credit Goals

How getting your credit repaired and having good a credit score benefits you

If you have bad credit or don’t have the credit score you really want then this article is for you.  Repairing your bad credit and improving your credit score is a smart move especially if you really care about yourself and your future.  Some of the many positive benefits to having a good credit score... Read More »

5 Reasons to save for a bigger down payment

If you are reading this article you could be excited about purchasing a home especially if you are a first time home buyer. You also probably already know its take time and hard work to save up for a large down payment. Working hard and saving up for a larger down payment has several positive... Read More »

Top 10 causes of debt

The top ten causes of debt are: Reduced income with same or higher expenses Divorce Poor money management skills Underemployment / not earning enough money Gambling / addictions Medical expenses Saving too little or not at all No money communication skills / has a history of leading  to #2 Banking on a windfall / spending... Read More »

How to get a perfect credit score?

Is it really possible to have a perfect credit score? YES and there are approximately 1 million Americans that have earned a perfect credit score. If you want to be a part of that elite group you better pay attention to the articles in this credit blog. Most people’s credit scores rank in the 700... Read More »