Credit Reporting

Credit and Debt Myths

These is a lot of false information on the internet about credit scores, credit repair, the fair credit reporting act, credit laws, debt and finance. Here is a little list I made to clarify some of these fair credit myths. Amount of debt DOES affect your credit score. “It was only a $75 unpaid debt... Read More »

3 Facts about the Fair Credit Reporting Act Every Consumer Should Know

According to the Fair Credit Reporting Act: #1 Consumers Are Entitled To A Free Copy Of Their Credit Report: If a consumer has ever been denied credit, insurance or employment within the last 60 days, it will show up on this credit report. If their application for credit, insurance or employment is denied because of... Read More »