Equifax

How is your credit score calculated?

You already know it is important to have good credit if you want to reach your goals. Some people like to know how things work and in this article I am going to explain to you how your credit score is calculated. Your credit score is determined by an assortment of mathematical algorithms which are... Read More »

Buyer Beware Credit Repair Scams

Nobody can magically erase negative information from your credit report if it’s true and accurate. Only false and incorrect information can be removed. Accurate information stays on your credit record for 7 years from the time it’s reported (10 years for bankruptcy). Even information about bills you fell behind on but now are paid will... Read More »