Understanding Credit

How is your credit score calculated?

You already know it is important to have good credit if you want to reach your goals. Some people like to know how things work and in this article I am going to explain to you how your credit score is calculated. Your credit score is determined by an assortment of mathematical algorithms which are... Read More »

5 Common mistakes that lower your credit score

Maintaining good credit can be a real challenge if you do not understand what you are doing. There are countless formulas that go into making up your credit score that determine whether your credit score goes up, goes down or stays the same. The first step to preventing yourself from lowering your credit score is... Read More »